January 7, 2025

Debit issuers today face several challenges, including flat or declining card bases, the continual threat of fraud and rising digital demand. These issues can also present opportunities. Issuers can create best-in-class debit programs by applying best practices in three areas: digital demand, the transaction experience and key performance indicators. Moreover, an issuer’s marketing program can […]

This year’s “Igniting Leadership” Conference returned to Thanksgiving Point in Lehi on Nov. 16, 2024, bringing together more than 70 emerging bank leaders for a day of learning, connection and inspiration.

Introduction: A Call for Diverse Contingency Funding
In her recent address to the ABA, Secretary of the Treasury Janet Yellen emphasized the need for the U.S. banking system to address vulnerabilities exposed by the liquidity stress events of 2023. She underscored two pivotal points: strengthening preparedness for liquidity stress and ensuring banks have diverse contingency funding sources. This mandate, while prudent, largely focused on conventional government-backed solutions that, although useful, may inadvertently crowd out viable private-sector alternatives.

The UBA Fall Compliance Conference returned to the Zermatt Resort in Midway on Oct. 28-30, 2024, for three days of learning and reconnecting with peers. This year’s theme was “Comply with Me,” and more than 80 compliance officers enjoyed a robust agenda featuring expert speakers exploring the latest topics and trends. The conference included a regulator panel and classes on

The UBA hosted its Bank Executive Winter Conference at the Hilton in downtown Salt Lake City on Dec. 6, 2024. Just a month removed from a contentious and heated election, bank leaders from throughout the state gathered to hear from regulatory, policy and economic experts about how the results will impact our industry moving into

Over the last four years, the banking industry has battled an onslaught of new rules and regulatory changes that have threatened to fundamentally alter how financial institutions in this country operate. Regulators have taken a de facto “one-size-fits-all” approach to rulemaking — ignoring the diversity of bank sizes, charters and business models within the banking