August 7, 2025

Chair Todd BorenCeltic BankPresident & COOSalt Lake City Vice Chair Shelly HoltFirst Community BankPresident & CEOLayton 2nd Vice Chair & Treasurer Paul BurdissZions BankPresident & CEOSalt Lake City Immediate Past Chair Mark PackardCentral BankPresident & CEOProvo President Howard HeadleeUtah Bankers AssociationPresident & CEOSalt Lake City Chair, Regional Bank Advisory Council Leo GutierrezJPMorgan ChaseMarket ExecutiveSalt Lake […]

We are more than halfway through 2025, and while there have been several significant developments — from the escalation of geopolitical tensions abroad to economic uncertainty at home — there’s a positive message I want to send to bankers: Our agenda is moving forward.  With the help of tireless advocates here in Washington and at

Utah has built the greatest ecosystem for economic success in the nation. Over decades, we have wisely invested billions in education and transportation infrastructure, carefully managed our natural resources, and established laws and a legal framework that support and encourage hard work, reasonable risk-taking, saving and charitable giving.