Pub. 11 2023 Issue 4

The Utah Bankers Association understands the challenges of navigating a shifting economy. There is no denying that training is directly proportional to business outcomes, but training isn’t cheap! Organizations must invest in learning and development wisely by measuring the return on investment (ROI) of training initiatives. The Utah Bankers Association understands the challenges of navigating […]

Federal Reserve Governor Michelle Bowman addressed Utah bankers and business leaders at a special breakfast — hosted by the Utah Bankers Association and local business groups — at the Hyatt Regency in Salt Lake City on Nov. 29, 2023. Local and state dignitaries were in attendance, including Governor Spencer Cox, Congressman Blake Moore and numerous

The early 2000s are re-emerging with their crop tops, low-rise jeans, flip phones and mortgage buydowns. Deja-vu! Pre-crisis teaser rates have been reborn into mortgage buydowns, both temporary and permanent. With the housing markets remaining pricey and rates still higher than they have been in years, many buyers are looking for assistance in any form.

Whenever a new election cycle comes along, it’s not uncommon to hear pundits make mention of “red waves” or “blue waves,” denoting potential power swings in Congress. But as bankers contemplate the future of our country and the policy environment that will shape the future of our industry, there’s another wave that we need to

Why are bank regulators destroying the Community Reinvestment Act (CRA)? The unintended consequences remind me of one of my favorite quotes from Star Wars, in which my teenage crush, Princess Leia, schools Grand Moff Tarkin: “The more you tighten your grip … the more star systems will slip through your fingers.” Speaking of 1977, CRA