Pub. 2 2014 Issue 1

winter 2014 3 6 21 Paul Andersen President & CEO, Gunnison Valley Bank Gunnison, UT A. Scott Anderson President & CEO, Zions Bank Salt Lake City, UT Russ Barney VP & Regional Business Banking Manager Bank of the West, Salt Lake City, UT Robert M. Bowen President and COO, Brighton Bank Salt Lake City, UT Douglas DeFries President, Bank of Utah Ogden, UT Lewis Goodwin President & CEO, Green Dot Bank Provo, UT Mark D. Howell President - Intermountain Banking AmericanWest Bank, South Jordan, UT Damon G. Miller Utah Market President, U.S. Bank Salt Lake City, UT Ron Ostler President, Comenity Capital Bank Salt Lake City, UT Joe Stroud General Counsel, GE Capital Bank Salt Lake City, UT Jill Taylor District President, KeyBank Salt Lake City, UT Paul F. Thome President & CEO, Sallie Mae Bank Salt Lake City, UT Louise Zeenati SVP & CFO, The Village Bank Saint George, UT Craig Zollinger President & CEO, JPMorgan Chase Salt Lake City, UT CHAIRMAN Anthony J. Hall President & CEO, Lewiston State Bank Lewiston, UT VICE CHAIRMAN Greg A. Winegardner Utah Regional President, Wells Fargo Salt Lake City, UT 2ND VICE CHAIRMAN Kelvin L. Anderson President & CEO, Optum Bank Salt Lake City, UT IMMEDIATE PAST CHAIRMAN Louise P. Kelly President & CEO, EnerBank USA Salt Lake City, UT PRESIDENT Howard M. Headlee President, Utah Bankers Association Salt Lake City, UT COMMUNITY BANK ADVISORY CHAIRMAN R. Tod Monsen CEO/President, Rock Canyon Bank Provo, UT INDUSTRIAL BANK ADVISORY CHAIRMAN Lee A. Carter President & Chief Operating Officer, UBS Bank USA Salt Lake City, UT REGIONAL BANK ADVISORY CHAIRMAN Michael Morris EVP, Real Estate Banking Group, Zions Bank Salt Lake City, UT UBA Board of Directors 2013/2014 BOARD MEMBERS 4 Enough Already! If there was any doubt that federal bank regulators are completely indifferent to what is happening to traditional banks in America, it was removed with their issuance of the Volcker rule. By Howard Headlee, President 5 Washington Update: Amplify Your Voice One of the things I most enjoy about meet- ing with bankers in Utah and across the nation is learning more about what you’re doing to build your communities and help your customers succeed. By Frank Keating, President and CEO, American Bankers Association 8 Annual UBA Conferences Utah Bankers Association’s conferences provide annual updates for Utah bankers on hot topics, emerging trends, current and pending legislation, new products and ser- vices and innovative ways to enhance profit- ability and reduce risk. 10 The New Social Media Guidelines Why You Need Social Media Policies and Procedures By Sophie B. Hanson, the newsLINK Group, LLC 12 Bank Kudos 14 Bankers on the Move 15 Tech Talk- Bring Your Own Device - Personal or Business? Bring Your Own Device (BYOD) is a hot topic in businesses today. By Russ Horn, CISA, CISSP, CRISC, CoNetrix 16 EDP Graduating Class Honored Twenty Utah bankers graduated from the year-long Executive Development Program and were recently recognized at the UBA 6th Annual Leadership Conference. 17 Pacific Coast Banking School Announces 2013 Utah Graduates Pacific Coast Banking School (PCBS) is pleased to announce ten graduates from the State of Utah. 18 Uniting To Preserve Community Banking Community celebrations, county fairs, fire- works in the park, the customary ice cream cone from the local ice cream shop—these are all components of a community that endear people to their hometowns. By Anthony J. Hall, Chairman of the Board, UBA and Presi- dent/CEO, Lewiston State Bank 20 UBA Education Committee Volunteers At Fisher House In the spirit of the holiday season, members of the UBA Education Committee recent- ly made dinner for about 30 grateful residents of the Salt Lake City Fisher House, a special home that provides temporary housing for military families while their loved ones receive medical care. 24 Big Data or Smart Data? Big data is a big deal. 26 Bert Ely’s Farm Credit Watch ® Shedding Light on the Farm Cred- it System, America’s Least Known GSE FCS Trots Out Old Arguments to Justify Favorable Tax Treatment The Farm Credit System (FCS), through its trade association, the Farm Credit Council (Coun- cil), quickly attempted to rebut ABA President Frank Keating’s July 19 letter to Sens. By Bert Ely 28 UBA Associate Members