Pub. 2 2014 Issue 4

fall 2014 7 Data shows that they are 30% of what they were in 2007…while the percentage of long-term loans has quadrupled . Our latest issue of What Counts provides the data you need to assess this risk and discover the funding approaches that safely support loan growth and mitigate risk. Download your free copy at fhlbsea.com/ U BA or call us at 800.973.6223 www.fhlbsea.com Utah bankers: h ow certain are your duration-certain deposits? The bricks to build something of value © 2015 PwC. All rights reserved. PwC refers to the PwC network and/or one or more of its member firms, each of which is a separate legal entity. Please see www.pwc.com/structure for further details. This content is for general information purposes only, and should not be used as a substitute for consultation with professional advisors. Quality, honesty, integrity and trust are critical to every successful business. With these important elements as your foundation, you can begin to build real value. PwC assists financial institutions like yours, throughout the state of Utah and globally, with their most challenging issues, from regulatory reform, stringent capital requirements, and risk management, to disruptive technologies and others. Ryan Dent, Utah Banking and Capital Markets Partner ryan.j.dent@us.pwc.com / (801) 534 3883 www.pwc.com/banking MW-15-1212-Utah Banker Ad v3.indd 1 12/22/2014 1:59:49 PM