Pub. 6 2018 Issue 3

Hedging | Loans | Loan Pricing | Profitability | ALM | Stress Analysis | ALLL | Cash Management | International Solutions Built by Our Bank for Your Bank As a bank, PCBB is in a unique position to understand the needs of community banks and we’ve been dedicated to serving those needs for over 20 years—while never competing for your customers. PCBB can support your bank, today and into the future with solutions like: • CECL Solution: A full-service solution designed to help you comply with this new requirement and support you every step of the way through the transition from the incurred credit loss (ICL) standard. • Loan Hedging: Give your customer the fixed-rate payment structure they want while your institution gets the floating rate loan on your books that you want. • Relationship Profitability: An outsourced solution that provides your bank with a powerful tool that can be used to evaluate the profitability of an existing customer or a new prospect. • Canadian Cash Letter Check Imaging (USD and CAD): This enhanced service allows for faster availability of provisional credit while mitigating credit exposure and fraud risk. Contact me today to learn how PCBB can help: Jeff Goldstein SVP & Regional Manager West Coast | PCBB (888) 399-1930 x173 | jgoldstein@pcbb.com www.pcbb.com