Pub. 7 2019 Issue 2

www.uba.org 4 Introducing the 2019-2020 UBA Board of Directors and Board Members BOARD OF DIRECTORS Chairman Kay B. Hall EVP & CFO Zions Bank Salt Lake City Vice Chairman Kristin B. Dittmer EVP & CFO EnerBank USA Salt Lake City 2nd Vice Chairman Eric Schmutz President & CEO State Bank of Southern Utah Cedar City Immediate Past Chairman Douglas L. DeFries President & CEO Bank of Utah Ogden Community Bank Advisory Council Chair N. George Daines Chairman & CEO Cache Valley Bank Logan Industrial Bank Advisory Council Chair Paul F. Thome President Sallie Mae Bank Salt Lake City Regional Bank Advisory Council Chair Matthew D. Bloye Region Bank President Wells Fargo Salt Lake City President Howard M. Headlee President Utah Bankers Association Salt Lake City BOARD MEMBERS Kelly M. Barnett President and CEO WebBank Salt Lake City Jan M. Bergeson CRA Officer/Utah Market Leader Ally Bank Sandy Robert M. Bowen President & CEO Brighton Bank Salt Lake City Robert W. Carpenter Executive Director, Region Manager JPMorgan Chase Salt Lake City Deborah Culhane President & CEO Optum Bank Salt Lake City Terry L. Grant Utah Market President KeyBank Salt Lake City Mark A. Herman Market President U.S. Bank Salt Lake City Kisty Morris Executive Director Morgan Stanley Bank Salt Lake City Wade E. Newman President & COO Celtic Bank Salt Lake City Mark Packard President Central Bank Provo Frank K. Stepan Managing Director & Vice Chairman UBS Bank Salt Lake City Len E. Williams President & CEO People’s Utah Bancorp American Fork