Pub. 8 2020 Issue 2

ISSUE 2 2020 CORONAVIRUS STRIKES. AMERICA’S BANKS STEP UP. PAGE 4 INTEREST RATE SWAPS AND LOAN MODIFICATIONS WITH COVID-19 PAGE 10 GETTING SMALLER MIGHT MAKE YOU STRONGER PAGE 14 O F F I C I A L P U B L I C A T I O N O F T H E U T A H B A N K E R S A S S O C I A T I O N